How agents will pay, transact, and settle in the autonomous economy
| Platform | Type | Status | Key Feature |
|---|---|---|---|
| 🆕 Google UCP | Commerce Protocol | Production (Jan 2026) | Full agentic checkout in AI Mode/Gemini |
| Visa TAP | Card Network Protocol | Production (Oct 2025) | HTTP Message Signatures |
| Mastercard Agent Pay | Card Network Protocol | US Rollout (Nov 2025) | Agentic Tokens |
| OpenAI ACP | Commerce Protocol | Production (Sep 2025) | Instant Checkout in ChatGPT |
| Skyfire | Crypto Rails | Production | USDC on Base, <1¢ fees |
| Perplexity Shopping | AI Search Commerce | Production | Buy with Pro |
| Google AP2 | Payment Protocol | Production (Jan 2026) | Payment layer for UCP |
"The Open Standard for Agentic Commerce" - Launched Jan 11, 2026
| Launched | January 11, 2026 (NRF Conference) |
| Announced By | Sundar Pichai (Google CEO) |
| Co-Developers | Shopify, Etsy, Wayfair, Target, Walmart |
| Endorsers | 20+ (Visa, Mastercard, Stripe, PayPal, AmEx, Best Buy, Home Depot, Flipkart, Macy's, Zalando) |
Users complete purchases directly within Google Search AI Mode and Gemini app.
Branded AI chat assistants in Search results. Launch partners: Lowe's, Michaels, Poshmark, Reebok.